Umoja SACCOS (2006) LTD members’ shares represent their equity contributions, enabling them to access services and participate in decision-making. Shares are essential for membership, reflecting ownership and financial stability.
Umoja SACCOS (2006) LTD members’ savings and deposits serve as secure funds that earn interest while supporting the SACCOS’ financial operations. These savings enable members to access loans and other financial services.
Umoja SACCOS (2006) LTD provides members with affordable loans tailored to their financial needs, promoting economic empowerment. Loan products are issued based on members’ savings, shares, and repayment capacity.
